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Texas RV Insurance

Texas RV InsuranceYou chart your own course, traveling and experiencing more than most Texans do in a lifetime. And with so many places to visit and sights to see, you want nothing to stand between your RV and a fabulous travel destination.

That's why many companies designed a motor home insurance policy to help meet your unique needs.


Most RV Insurance Policy Offers:*

  • Liability Coverage
    Bodily Injury Liability Protection: provides coverage if you or a covered driver are legally liable in an accident in which others are injured or killed.

    Property Damage Liability Protection: provides coverage if you or a covered driver are legally liable for damages to another person's property resulting from an accident.

  • Collision Coverage
    Provides coverage for damage from an accident to your insured motor home. Your deductible is not subtracted from the loss payment in the event of a collision involving your motor home and another vehicle insured by your insurer.

  • Comprehensive Coverage
    Provides coverage for damage to your insured motor home caused by falling objects, fire, theft, vandalism, flood and certain other non-collision losses.

    And your sound system permanently installed by the manufacturer is covered up to $2,500, less your policy deductible.

  • Contents Coverage
    Provides coverage for loss or damage to your property contained in your motor home when caused by fire or lightning. This includes sound systems permanently installed in your motor home that were not installed by the manufacturer, as well as tapes or similar items used with sound systems.

  • Medical Payments Coverage
    Provides coverage if you, covered family members, or your covered passengers receive necessary medical treatment, services or products for bodily injury caused by a covered accident.

  • Personal Injury Protection Coverage (PIP)
    Also called "no-fault" insurance. Although coverage varies by state, PIP typically provides coverage for you, covered family members, or your covered passengers for medical, rehabilitation, or funeral expenses, even work loss, survivors' loss and essential services expenses caused by covered accidents.


Tailor Your RV Insurance Policy with Additional Coverages:*

  • Uninsured & Underinsured Motorists Coverage
    Provides coverage if you, a covered family member, or your covered passengers are injured or killed in an accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you (respectively).

  • Towing and Labor Costs Coverage
    Most will pay the costs for labor done on your motor home at the place of disablement and for necessary towing of your motor home because of a disablement.

  • Rental Reimbursement Coverage
    Provides coverage for the cost of renting a motor home or automobile if you purchase comprehensive and/or collision coverage and the loss to your motor home involves either coverage.

RV Insurance Buying Guide

We'll find you the best rates on your Texas Auto, Homeowners, Boat, RV, Motorcycle, Mobile Home, Business or Commercial Insurance.


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